PSBill Privacy Policy

PSBill takes privacy and data protection issues seriously. We have designed this Privacy Policy to explain how we handle personally identifiable information collected from merchants who register for services and submit information to PSBill through the Internet.

As the PSBill services evolve, we may revise this policy, so please check back frequently. If you have questions about PSBill privacy practices please contact us.

Scope of PSBill Privacy Policy

This Privacy Policy covers PSBill's treatment of personally identifiable information collected from merchants (hereafter "merchant" or "you") who use the PSBill services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally identifiable information that PSBill's business partners may share with it.

This Policy does not apply to the practices of companies that PSBill does not own or control, or to people that PSBill does not employ or manage.

Information Collection and Use

PSBill collects personally identifiable information when you register for a PSBill account, and when you use certain PSBill products and services. PSBill may also receive personally identifiable information from its resellers and other business partners.

When you register with PSBill, we ask for your contact information (such as your name, street address and e-mail address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or credit card number.

In the course of processing a payment transaction, we typically receive from the merchant or a financial institution information related to the transaction. This normally includes information about the payment that a consumer has furnished the merchant or financial institution in placing the order.

The personally identifiable information we acquire in processing payment transactions varies according to the nature of the transaction and the way in which merchants or financial institutions are using our payment services.

PSBill uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing, and otherwise deliver the payment gateway services. We may also send merchants service announcements, newsletters, and periodic notices about specials, new products and services, and products and services offered by PSBill business partners. Personally identifiable consumer information is used to process payment transactions and for no other purpose.

PSBill does not offer services or sell products to children. PSBill does not request or knowingly collect personally identifiable contact information from anyone under the age of 13.

Information Sharing and Disclosure

Protecting personally identifiable information about merchants and consumers is an important part of our business. We share and disclose such information only as described below.

PSBill sends personally identifiable information about you to other companies or people:

When we have your consent to share the information.
When we need to share your information with third parties, such as banks and credit card processors, to provide the product or service you have requested.
In connection with products and services offered by PSBill business partners and/or companies who work on behalf of PSBill to provide a product or service to you.
When it is appropriate to comply with law.
When it is necessary to enforce or apply the terms and conditions of our Merchant Agreement and other applicable agreements.
When it is necessary to protect the rights, property, or safety of PSBill, our users, or others, which may include the exchange of information with other organizations for fraud protection and/or risk reduction. In the event that PSBill is acquired, merchant account information may be one of the transferred assets.

Information Security

Information security is vital to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information. The information gathered on secure computers is stored in a locked down data center. We use firewalls and other security technology, and implement and abide by the highest industry standard security practices, to prevent our computers from being accessed by unauthorized persons.

Changes to this Privacy Policy

PSBill reserves the right to modify or amend this Privacy Policy at any time and for any reason. If there are material changes to this statement or in how PSBill will use personally identifiable information, PSBill will post notices in the Merchant Interface and on the PSBill homepage at prior to implementing the change.

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